Client travel and software.
Worth more on the right card.
- ✓The right card for each line of consulting spend.
- ✓Every move waits for your yes.
- ✓One number in dollars, every Friday.
Keep every vendor. Only the card changes.Keep every vendor. Only the card changes.
Every loyalty program. One desk to rule them all.Illustrative examples: owners and conversations are fictional, figures are estimates. Not affiliated with, endorsed or sponsored by any bank, airline or hotel program. Program names and logos are trademarks of their owners, shown for identification only. Important information
Meet Priya.
One catch, in dollars.
Travel booked for clients: 1.5x today. At 2.6x with Ink Business Preferred, then Capital One Venture Business, about $3,700 a year more, est. The desk shows the move first and waits for a yes.Travel booked for clients: about $3,700 a year more at 2.6x, est.
- Travel booked for clients$16.6k/mo1.5x → 2.6x+$3,700 a year, est.Ink Business Preferred, then Capital One Venture Business
- Software and research$5.7k/mo1x → 4xAmex Business Gold
- Client meals$3.2k/mo1.5x → 4xAmex Business Gold (restaurants)
- Everything else$12.5k/mo1x → 2.5xCapital One Venture Business, Blue Business Plus and others
- Travel booked for clientsInk Business Preferred (travel)up to 3x
- Software and researchAmex Business Gold (software and cloud)up to 4x
- Conferences and business developmentCapital One Venture Businessup to 2x
- Utilities and insuranceCapital One Venture Business, where cards are takenup to 2x
Rates a line can earn on a card that rewards it, inside yearly caps, est. The codes on a statement decide.
What most consulting firms never hear
about their codes.
Every purchase carries a merchant code, and the code decides what a card pays for it.
One trip, five codes
Flights (4511), hotels (7011), rides (4121), rail (4112) and rental cars (7512) are all separate codes.
Client-billable travel
Travel you pay and bill back to a client still shows up on your card statement.
Free from the desk8 free items just for consulting firmsCodes, scripts, checklists and deadlines, plus the ones every business needs.→
Where your money
actually lands.
Your vendors usually run your card under one of these codes.
Four places consulting
money leaks.
None of the fixes change what you buy or who you buy it from.None of the fixes change what you buy.
Travel booked for clients belongs on a bonus card.
Ink Business Preferred can earn up to 3x on it, inside a $150K yearly cap across its bonus categories. The desk tracks the cap and moves the next dollar before it fills.
Points into Lisbon for two.
The desk maps the programs, checks taxes and fees, and gives the trip a pace. It books only after you approve.
Friday counts it, in dollars.
What the desk found that week, checked against your statement. Subcontractors and office rent stay off the card when a bill-pay fee would cost more than the points are worth.
How software and research code.
One short lesson a week from your own data: why the same purchase can code differently at two vendors, and what it means for you.
One question.
The whole desk works it.
Priya asks in the thread. First Officer checks it against her spend and the latest rules, and hands back one answer.
Citito First OfficerEarnEvery program Priya's spend touches, watched in one place. One voice answers her: First Officer.
Illustrative example. Priya is fictional and every figure is an estimate. A person reviews every booking. Program names and logos are trademarks of their owners, shown for identification only.
Every trade hides money
in a different place.
Run more than one kind of business? Each one has its own codes and catches.
Four steps.
No spreadsheets.
The Found Money Call
Free, about 20 minutes, from your real statements.
Your strategy
Which card for which line, written for your vendors.
Your first moves
Three moves, with the exact taps. Each waits for your yes.
Your scorecard
One number in dollars, next to a flat 2% card, after the $550 fee.