First Officer for IT services

Cloud, licenses, hardware.
Some of your best-earning spend.

✓The right card for each line of IT services spend.
✓Every move waits for your yes.
✓One number in dollars, every Friday.

Keep every vendor. Only the card changes.Keep every vendor. Only the card changes.

Get Your Desk →💬 Text Your First Officer Run your numbers

Every loyalty program. One desk to rule them all.

Illustrative examples: owners and conversations are fictional, figures are estimates. Not affiliated with, endorsed or sponsored by any bank, airline or hotel program. Program names and logos are trademarks of their owners, shown for identification only. Important information

9:41

First Officerby UpNonStop™

Example

✓ Found · IT services

Hardware for client rollouts, 1x → 2.3x

+$10,400

a year, if Samir says yes est.

Hardware for client rollouts was on a card that earns 1x. The desk lines it up at 2.3x with Amex Business Gold, then Blue Business Plus, then Capital One Venture Business, and shows the move in dollars first.

On cards$135.5k/mo

Per $1 today1.1x

Per $1, routed2.3x

✓Checked by the desk against the statement

Next mission

Hardware for client rollouts to Capital One Venture BusinessWaiting for Samir's OK

+$10,400 est.

ApproveShare

See it on my ledger

9:41

First Officerby UpNonStop™

Example

Goal · Iceland

Points toward the trip

46%

of the way there est.

Iceland for a family of 4Next summer, est.

Today46% thereNext summer

The desk vets every requirement with Samir and books only after Samir approves.

Next mission

Pick the datesNext summer window

54% to go

Pick datesShare

See my strategy

Example app screens.

01 · The example

Meet Samir.
One catch, in dollars.

Hardware for client rollouts: 1x today. At 2.3x with Amex Business Gold, then Blue Business Plus, then Capital One Venture Business, about $10,400 a year more, est. The desk shows the move first and waits for a yes.Hardware for client rollouts: about $10,400 a year more at 2.3x, est.

Example mix · IT servicesSamir, Bluepeak ITRaleigh, NC · about $135.5k a month on cards

+$10,400a year, est.Hardware for client rollouts1x → 2.3x

Per $1, est.1.1x → 2.3x

Hardware for client rollouts$42.6k/mo1x → 2.3xAmex Business Gold, then Blue Business Plus, then Capital One Venture Business
Software licensing$28.4k/mo1x → 2.3xAmex Business Gold, then Blue Business Plus, then Capital One Venture Business
Cloud and hosting$21.3k/mo1x → 2.3xAmex Business Gold, then Blue Business Plus, then Capital One Venture Business
Everything else$43.2k/mo1.1x → 2.4xCapital One Venture Business, Ink Business Preferred and others

Fictional owner. Calculator figures, est.: every new point at 1.6¢.

How the lines code

Cloud and hostingAmex Business Gold (software and cloud)up to 4x
Hardware for client rolloutsAmex Business Gold (electronics)up to 4x
Software licensingAmex Business Gold (software and cloud)up to 4x
Past the $150K yearly capBlue Business Plus, then Capital One Venture Businessup to 2x

Rates a line can earn on a card that rewards it, inside yearly caps, est. The codes on a statement decide.

Run the Samir example →

$550a month, flat, whatever the desk finds

No lock-inmonth to month, no exit fee

Read onlyevery connection, always; nothing moves without your yes

Fridaythe dollar value of what was captured, every week

02 · Golden nuggets

What most IT services firms never hear
about their codes.

Every purchase carries a merchant code, and the code decides what a card pays for it.

The same license, different codes

A software store typically codes as 5734, digital goods as 5817 or 5818, and a hardware distributor as 5045. It depends on who sells it to you.

Network services and telecom are separate

Network and information services typically code as 4816 and telecom as 4814.

Paying a dev sub

A programming shop typically codes as 7372.

Free from the desk12 free items just for IT services firmsCodes, scripts, checklists and deadlines, plus the ones every business needs.→

03 · The codes

Where your money
actually lands.

Your vendors usually run your card under one of these codes.

Desk ledger · IT & MSPCode · Category · Who usually runs it

5045Computers and Computer Peripheral Equipment and Softwareusually hardware distributor

5734Computer Software Storesusually software reseller

5817 / 5818Digital Goods: Applications / Large Digital Goods Merchantusually app and digital purchases

4816Computer Network/Information Servicesusually network and information services

4814Telecommunication Servicesusually telecom

7372Computer Programming, Data Processing, and Integrated Systems Designusually a dev sub

5732Electronics Storesusually electronics store

4812Telecommunication Equipment and Telephone Salesusually phones and telecom equipment

7379Computer Maintenance, Repair and Servicesusually computer repair and consulting

✓Merchant codes are set by each merchant's processor. Your statement is the final word, and the desk reads it before any move.

04 · Where the money hides

Four places IT services
money leaks.

None of the fixes change what you buy or who you buy it from.None of the fixes change what you buy.

01Earn

Cloud and hosting belong on a bonus card.

Amex Business Gold can earn up to 4x on it in the card's top two categories each month, inside a $150K yearly cap. The desk tracks the cap and moves the next dollar before it fills.

02Burn

Points into Iceland for a family of 4.

The desk maps the programs, checks taxes and fees, and gives the trip a pace. It books only after you approve.

03Return

Friday counts it, in dollars.

What the desk found that week, checked against your statement. Rent and payroll stay off the card when a bill-pay fee would cost more than the points are worth.

04Learn

How client hardware codes.

One short lesson a week from your own data: why the same purchase can code differently at two vendors, and what it means for you.

05 · Ask the desk

One question.
The whole desk works it.

Samir asks in the thread. First Officer checks it against his spend and the latest rules, and hands back one answer.

Latest for Samir

Capital Oneto First OfficerEarn

Hardware for client rollouts: about $42.6k a month at 1x today. At about 2.3x with Amex Business Gold, then Blue Business Plus, then Capital One Venture Business, est. The desk shows the move in dollars and waits for Samir's OK.

Just now: Delta rules checked · Aeroplan partner awards

Every program Samir's spend touches, watched in one place. One voice answers him: First Officer.

Illustrative example. Samir is fictional and every figure is an estimate. A person reviews every booking. Program names and logos are trademarks of their owners, shown for identification only.

06 · Other trades

Every trade hides money
in a different place.

Run more than one kind of business? Each one has its own codes and catches.

07 · How it starts

Four steps.
No spreadsheets.

Today

The Found Money Call

Free, about 20 minutes, from your real statements.

Within 24 hours

Your strategy

Which card for which line, written for your vendors.

Week 1

Your first moves

Three moves, with the exact taps. Each waits for your yes.

Every Friday

Your scorecard

One number in dollars, next to a flat 2% card, after the $550 fee.

See if the desk pays for itself first.The call is free. If spend like yours won't clear $550 a month, it says so.

Book my Found Money Call →💬 Text Your First Officer

Up nextSamir's numbers are fictional.
Yours aren't.Put in your own lines and see what the desk could find in them. Run your numbers →

Cloud, licenses, hardware. Some of your best-earning spend.

Meet Samir. One catch, in dollars.

What most IT services firms never hear about their codes.