Every repair, every turnover.
On the right card?
- ✓The right card for each line of property management spend.
- ✓Every move waits for your yes.
- ✓One number in dollars, every Friday.
Keep every vendor. Only the card changes.Keep every vendor. Only the card changes.







Every loyalty program. One desk to rule them all.Illustrative examples: owners and conversations are fictional, figures are estimates. Not affiliated with, endorsed or sponsored by any bank, airline or hotel program. Program names and logos are trademarks of their owners, shown for identification only. Important information

Meet Nadia.
One catch, in dollars.
Repairs and turnovers: 1x today. At 2x with Blue Business Plus, then Capital One Venture Business, about $14,900 a year more, est. The desk shows the move first and waits for a yes.Repairs and turnovers: about $14,900 a year more at 2x, est.
- Repairs and turnovers$77.4k/mo1x → 2x+$14,900 a year, est.Blue Business Plus, then Capital One Venture Business
- Utilities on the portfolio$21.5k/mo1x → 2xBlue Business Plus, then Capital One Venture Business
- Insurance$12.9k/mo1x → 2xBlue Business Plus, then Capital One Venture Business
- Everything else$28.7k/mo1x → 3.2xAmex Business Gold, Ink Business Preferred and others
- Repairs and turnoversBlue Business Plus, then Capital One Venture Businessup to 2x
- Utilities on the portfolioCapital One Venture Business, where cards are takenup to 2x
- InsuranceCapital One Venture Business, where cards are takenup to 2x
- Management softwareAmex Business Gold (software and cloud)up to 4x
Rates a line can earn on a card that rewards it, inside yearly caps, est. The codes on a statement decide.
What most property managers never hear
about their codes.
Every purchase carries a merchant code, and the code decides what a card pays for it.

Utilities typically code as 4900
Electric, gas, water and sanitary all sit under one code.

Pest control typically codes as 7342
Exterminating and disinfecting services.

Flooring is its own code
Flooring stores typically code as 5713.
Free from the desk12 free items just for property managersCodes, scripts, checklists and deadlines, plus the ones every business needs.→
Where your money
actually lands.
Your vendors usually run your card under one of these codes.
Four places property management
money leaks.
None of the fixes change what you buy or who you buy it from.None of the fixes change what you buy.
Management software belongs on a bonus card.
Amex Business Gold can earn up to 4x on it in the card's top two categories each month, inside a $150K yearly cap. The desk tracks the cap and moves the next dollar before it fills.
Points into Rome for two.
The desk maps the programs, checks taxes and fees, and gives the trip a pace. It books only after you approve.
Friday counts it, in dollars.
What the desk found that week, checked against your statement. Big bills and vendors that do not take cards stay off the card when a bill-pay fee would cost more than the points are worth.
How repairs and turnovers code.
One short lesson a week from your own data: why the same purchase can code differently at two vendors, and what it means for you.
One question.
The whole desk works it.
Nadia asks in the thread. First Officer checks it against her spend and the latest rules, and hands back one answer.



















































U.S. Bankto First OfficerEarnEvery program Nadia's spend touches, watched in one place. One voice answers her: First Officer.
Illustrative example. Nadia is fictional and every figure is an estimate. A person reviews every booking. Program names and logos are trademarks of their owners, shown for identification only.
Every trade hides money
in a different place.
Run more than one kind of business? Each one has its own codes and catches.
Four steps.
No spreadsheets.
The Found Money Call
Free, about 20 minutes, from your real statements.
Your strategy
Which card for which line, written for your vendors.
Your first moves
Three moves, with the exact taps. Each waits for your yes.
Your scorecard
One number in dollars, next to a flat 2% card, after the $550 fee.






















