First Officer for Property management

Every repair, every turnover.
On the right card?

  • ✓The right card for each line of property management spend.
  • ✓Every move waits for your yes.
  • ✓One number in dollars, every Friday.

Keep every vendor. Only the card changes.Keep every vendor. Only the card changes.

AmexHyattChaseUnitedVirgin AtlanticDeltaAeroplanMarriottEvery loyalty program. One desk to rule them all.

Illustrative examples: owners and conversations are fictional, figures are estimates. Not affiliated with, endorsed or sponsored by any bank, airline or hotel program. Program names and logos are trademarks of their owners, shown for identification only. Important information

Example app screens.
01 · The example

Meet Nadia.
One catch, in dollars.

Repairs and turnovers: 1x today. At 2x with Blue Business Plus, then Capital One Venture Business, about $14,900 a year more, est. The desk shows the move first and waits for a yes.Repairs and turnovers: about $14,900 a year more at 2x, est.

Example mix · Property managementNadia, Harborview Property Co.San Diego, CA · about $140.5k a month on cards
+$14,900a year, est.Repairs and turnovers1x → 2x
Per $1, est.1x → 2.3x
  • Repairs and turnovers$77.4k/mo1x → 2xBlue Business Plus, then Capital One Venture Business
  • Utilities on the portfolio$21.5k/mo1x → 2xBlue Business Plus, then Capital One Venture Business
  • Insurance$12.9k/mo1x → 2xBlue Business Plus, then Capital One Venture Business
  • Everything else$28.7k/mo1x → 3.2xAmex Business Gold, Ink Business Preferred and others
Fictional owner. Calculator figures, est.: every new point at 1.6¢.
How the lines code
  • Repairs and turnoversBlue Business Plus, then Capital One Venture Businessup to 2x
  • Utilities on the portfolioCapital One Venture Business, where cards are takenup to 2x
  • InsuranceCapital One Venture Business, where cards are takenup to 2x
  • Management softwareAmex Business Gold (software and cloud)up to 4x

Rates a line can earn on a card that rewards it, inside yearly caps, est. The codes on a statement decide.

$550a month, flat, whatever the desk finds
No lock-inmonth to month, no exit fee
Read onlyevery connection, always; nothing moves without your yes
Fridaythe dollar value of what was captured, every week
02 · Golden nuggets

What most property managers never hear
about their codes.

Every purchase carries a merchant code, and the code decides what a card pays for it.

Utilities typically code as 4900

Electric, gas, water and sanitary all sit under one code.

01

Pest control typically codes as 7342

Exterminating and disinfecting services.

02

Flooring is its own code

Flooring stores typically code as 5713.

03
Free from the desk12 free items just for property managersCodes, scripts, checklists and deadlines, plus the ones every business needs.→
03 · The codes

Where your money
actually lands.

Your vendors usually run your card under one of these codes.

Desk ledger · Property ManagementCode · Category · Who usually runs it
4900Utilities: Electric, Gas, Water, and Sanitaryusually utilities
7342Exterminating and Disinfecting Servicesusually pest control
7349Cleaning, Maintenance, and Janitorial Servicesusually cleaning
5713Floor Covering Storesusually flooring
7217Carpet and Upholstery Cleaningusually carpet cleaning
5714Drapery, Window Covering, and Upholstery Storesusually blinds and window coverings
5722Household Appliance Storesusually appliances
7011Lodging: Hotels, Motels, Resortsusually stays under 30 days
✓Merchant codes are set by each merchant's processor. Your statement is the final word, and the desk reads it before any move.
04 · Where the money hides

Four places property management
money leaks.

None of the fixes change what you buy or who you buy it from.None of the fixes change what you buy.

01Earn

Management software belongs on a bonus card.

Amex Business Gold can earn up to 4x on it in the card's top two categories each month, inside a $150K yearly cap. The desk tracks the cap and moves the next dollar before it fills.

02Burn

Points into Rome for two.

The desk maps the programs, checks taxes and fees, and gives the trip a pace. It books only after you approve.

03Return

Friday counts it, in dollars.

What the desk found that week, checked against your statement. Big bills and vendors that do not take cards stay off the card when a bill-pay fee would cost more than the points are worth.

04Learn

How repairs and turnovers code.

One short lesson a week from your own data: why the same purchase can code differently at two vendors, and what it means for you.

05 · Ask the desk

One question.
The whole desk works it.

Nadia asks in the thread. First Officer checks it against her spend and the latest rules, and hands back one answer.

Latest for Nadia
U.S. Bankto First OfficerEarn
Repairs and turnovers: about $77.4k a month at 1x today. At about 2x with Blue Business Plus, then Capital One Venture Business, est. The desk shows the move in dollars and waits for Nadia's OK.
Just now: Delta rules checked · Aeroplan partner awards

Every program Nadia's spend touches, watched in one place. One voice answers her: First Officer.

Illustrative example. Nadia is fictional and every figure is an estimate. A person reviews every booking. Program names and logos are trademarks of their owners, shown for identification only.

07 · How it starts

Four steps.
No spreadsheets.

Today

The Found Money Call

Free, about 20 minutes, from your real statements.

Within 24 hours

Your strategy

Which card for which line, written for your vendors.

Week 1

Your first moves

Three moves, with the exact taps. Each waits for your yes.

Every Friday

Your scorecard

One number in dollars, next to a flat 2% card, after the $550 fee.

See if the desk pays for itself first.The call is free. If spend like yours won't clear $550 a month, it says so.