Food distributor orders.
Earning zero bonus?
- ✓The right card for each line of restaurant spend.
- ✓Every move waits for your yes.
- ✓One number in dollars, every Friday.
Keep every vendor. Only the card changes.Keep every vendor. Only the card changes.
Every loyalty program. One desk to rule them all.Illustrative examples: owners and conversations are fictional, figures are estimates. Not affiliated with, endorsed or sponsored by any bank, airline or hotel program. Program names and logos are trademarks of their owners, shown for identification only. Important information
Meet Teresa.
One catch, in dollars.
Food suppliers: 1x today. At 2x with Blue Business Plus, then Capital One Venture Business, about $3,000 a year more, est. The desk shows the move first and waits for a yes.Food suppliers: about $3,000 a year more at 2x, est.
- Food suppliers$15.7k/mo1x → 2x+$3,000 a year, est.Blue Business Plus, then Capital One Venture Business
- Ads and delivery apps$2.9k/mo2x → 4xAmex Business Gold (advertising)
- Utilities and kitchen supply$3.9k/mo1x → 2xBlue Business Plus, then Capital One Venture Business
- Everything else$3.3k/mo1x → 3.1xCapital One Venture Business, Amex Business Gold and others
- Food distributorsBlue Business Plus, then Capital One Venture Businessup to 2x
- Produce, meat and specialtyBlue Business Plus, then Capital One Venture Businessup to 2x
- Delivery app advertisingAmex Business Gold (advertising)up to 4x
- Software and subscriptionsAmex Business Gold (software and cloud)up to 4x
Rates a line can earn on a card that rewards it, inside yearly caps, est. The codes on a statement decide.
What most restaurants never hear
about their codes.
Every purchase carries a merchant code, and the code decides what a card pays for it.
Warehouse club vs grocery
A warehouse club typically codes as 5300 and a grocery store as 5411. The same case of product codes differently depending on where you buy it.
Kitchen equipment is its own category
Commercial equipment dealers typically code as 5046, separate from food purchases.
Free from the desk5 free items just for restaurantsCodes, scripts, checklists and deadlines, plus the ones every business needs.→
Where your money
actually lands.
Your vendors usually run your card under one of these codes.
Four places restaurant
money leaks.
None of the fixes change what you buy or who you buy it from.None of the fixes change what you buy.
Food distributors belong on a bonus card.
Blue Business Plus earns 2x on it up to $50K a year. Past that, Capital One Venture Business keeps it at 2x with no cap. The desk tracks the cap and moves the next dollar before it fills.
Points into Tokyo in business for 2.
The desk maps the programs, checks taxes and fees, and gives the trip a pace. It books only after you approve.
Friday counts it, in dollars.
What the desk found that week, checked against your statement. Rent, payroll and delivery commissions stay off the card when a bill-pay fee would cost more than the points are worth.
How ads and delivery apps code.
One short lesson a week from your own data: why the same purchase can code differently at two vendors, and what it means for you.
One question.
The whole desk works it.
Teresa asks in the thread. First Officer checks it against her spend and the latest rules, and hands back one answer.
Capital Oneto First OfficerEarnEvery program Teresa's spend touches, watched in one place. One voice answers her: First Officer.
Illustrative example. Teresa is fictional and every figure is an estimate. A person reviews every booking. Program names and logos are trademarks of their owners, shown for identification only.
Every trade hides money
in a different place.
Run more than one kind of business? Each one has its own codes and catches.
Four steps.
No spreadsheets.
The Found Money Call
Free, about 20 minutes, from your real statements.
Your strategy
Which card for which line, written for your vendors.
Your first moves
Three moves, with the exact taps. Each waits for your yes.
Your scorecard
One number in dollars, next to a flat 2% card, after the $550 fee.