Diesel is your biggest line.
Is it earning the most?
- ✓The right card for each line of trucking spend.
- ✓Every move waits for your yes.
- ✓One number in dollars, every Friday.
Keep every vendor. Only the card changes.Keep every vendor. Only the card changes.
Every loyalty program. One desk to rule them all.Illustrative examples: owners and conversations are fictional, figures are estimates. Not affiliated with, endorsed or sponsored by any bank, airline or hotel program. Program names and logos are trademarks of their owners, shown for identification only. Important information
Meet Wade.
One catch, in dollars.
Fleet fuel: 1x today. At 2.5x with Amex Business Gold, then Ink Business Cash, then Blue Business Plus, then Capital One Venture Business, about $13,300 a year more, est. The desk shows the move first and waits for a yes.Fleet fuel: about $13,300 a year more at 2.5x, est.
- Fleet fuel$45.9k/mo1x → 2.5x+$13,300 a year, est.Amex Business Gold, then Ink Business Cash, then Blue Business Plus, then Capital One Venture Business
- Tires and repairs$8.2k/mo1x → 2xCapital One Venture Business
- Tolls and parking$4.1k/mo1x → 3xInk Business Preferred (travel)
- Everything else$5.1k/mo1x → 2.9xCapital One Venture Business, Amex Business Gold and others
- Diesel across fuel networksAmex Business Gold (gas stations)up to 4x
- Maintenance, tires and partsCapital One Venture Businessup to 2x
- Insurance and permitsCapital One Venture Business, where cards are takenup to 2x
- Tolls and scale feesAmex Business Gold (transit, parking and tolls)up to 4x
Rates a line can earn on a card that rewards it, inside yearly caps, est. The codes on a statement decide.
What most trucking companies never hear
about their codes.
Every purchase carries a merchant code, and the code decides what a card pays for it.
Inside vs at the pump
The card networks define service stations (5541) and automated fuel dispensers (5542) as separate codes, so the same fill-up can code differently depending on where you pay.
Washes and parking are their own categories
A truck wash typically codes as 7542 and paid parking as 7523, not as fuel.
Free from the desk9 free items just for trucking companiesCodes, scripts, checklists and deadlines, plus the ones every business needs.→
Where your money
actually lands.
Your vendors usually run your card under one of these codes.
Four places trucking
money leaks.
None of the fixes change what you buy or who you buy it from.None of the fixes change what you buy.
Diesel across fuel networks belongs on a bonus card.
Amex Business Gold can earn up to 4x on it in the card's top two categories each month, inside a $150K yearly cap. The desk tracks the cap and moves the next dollar before it fills.
Points into Istanbul in business for 4.
The desk maps the programs, checks taxes and fees, and gives the trip a pace. It books only after you approve.
Friday counts it, in dollars.
What the desk found that week, checked against your statement. Factoring and driver payroll stay off the card when a bill-pay fee would cost more than the points are worth.
How tires and repairs code.
One short lesson a week from your own data: why the same purchase can code differently at two vendors, and what it means for you.
One question.
The whole desk works it.
Wade asks in the thread. First Officer checks it against his spend and the latest rules, and hands back one answer.
Capital Oneto First OfficerEarnEvery program Wade's spend touches, watched in one place. One voice answers him: First Officer.
Illustrative example. Wade is fictional and every figure is an estimate. A person reviews every booking. Program names and logos are trademarks of their owners, shown for identification only.
Every trade hides money
in a different place.
Run more than one kind of business? Each one has its own codes and catches.
Four steps.
No spreadsheets.
The Found Money Call
Free, about 20 minutes, from your real statements.
Your strategy
Which card for which line, written for your vendors.
Your first moves
Three moves, with the exact taps. Each waits for your yes.
Your scorecard
One number in dollars, next to a flat 2% card, after the $550 fee.