THREE LEVELS OF TRUST

The more First Officer can see, the better it flies.

Three levels of trust, and your team chooses how far to climb. Start with a screenshot. End with a co-pilot that gets ahead of your spend. First Officer never asks for your passwords, and every connection is read-only.

💬 Send a snapshot See the three levels

Simulated conversation. Illustrative only, and not financial advice. Your results vary by your spend and programs.

3
Levels of trust
0
Passwords, ever
1-Tap
To disconnect
The Trust Ladder

It works the moment you say hello. Each level you climb unlocks more.

First Officer starts useful and grows more powerful the more you let it see. You choose how far to climb, and every level stays read-only.

GND
Before you connect a thing

It is already working.

Every transfer-partner sweet spotLive devaluation warningsWhat any card is really worth
FL120
Level 1 · Snapshots unlocks

Now it knows your balances.

Your points, valued instantlyYour single best moveHeld in memory for the team
FL240
Level 2 · Inbox unlocks

Now it keeps up for the team.

Trips tracked on their ownA warning before a credit expiresBonus and status alerts
FL370
Level 3 · Spend unlocks

Now it gets ahead of your spend.

The right card for every categoryWhere your points slip awayA monthly captured-value scoreboard
FL000 / Ground

Snapshots. Show it.

Your move
Send a screenshot of any balance, from any company card or program, straight into the chat. That is the whole step.
What it reads
Only the numbers in the image you chose to send. Nothing is connected, the same as texting a balance to a colleague.
Your tailwind
An instant read on what those points are worth at our valuation, the single best move to make now, and a memory that holds the balance for the team next time.
Nothing connectedRead-onlyReads the image, nothing else
428,000
Company cards
Our valuation$7,100
Best move nowTransfer, not cash out
Held in memoryYes
FL180 / Climb

Inbox Link. It keeps up.

Your move
Connect your business email once, through your email provider's official, secure sign-in. One tap.
What it reads
Only your travel, rewards, and expense messages, never anything else in your inbox. It uses your provider's secure sign-in, so it never sees or stores your password.
Your tailwind
Trips, bookings, and transfers tracked on their own. A heads-up when a bonus is in reach or a credit is about to expire, so nothing the business already paid for goes to waste. Far fewer snapshots, because First Officer now catches most of it.
Secure sign-inNo password storedTravel and expense mail onlyDisconnect in one tap

Your $200 airline credit resets in 9 days. The team has used $0 of it.

Tracked for you, no forwarding needed. I caught these on my own.
Lisbon trip bookedJun 14
60,000 points postedwelcome bonus
Status review12 days
FL370 / Cruise

Spend Link. It gets ahead.

Your move
Connect a company card the same bank-grade, read-only way your accounting tools do. One tap.
What it reads
Only your transactions, so it can coach the team. It never sees your login, never stores the card number, and can never move money or make a charge.
Your tailwind
A clear read on where points are slipping away, the right card to reach for in each category tuned to how the business actually spends, and a monthly scoreboard of the value you captured because the team listened. This is the most proactive, least effort First Officer.
Bank-grade, read-onlyNo login seenCannot move moneyDisconnect in one tap
Softwareyour highest earner
Travelyour travel card
Advertisingyour business card
Captured value, climbing
What the climb is for

Every rung you climb gives the same thing back. Hours your team does not spend, and value the business does not leave behind.

You are always in control

The freedom to disconnect is what makes connecting feel safe.

Trust should never be a one-way door, least of all for a business. Every level of First Officer is something you choose to switch on, and something you can switch off in a single tap, on your terms and on your timeline. Nothing turns on by itself, nothing is buried in fine print, and nothing happens that you did not ask for. Here is exactly what that looks like.

No passwords, ever

First Officer never asks for the password to your bank or your card accounts, at any level of trust. Every connection runs through the provider's own secure sign-in, so your credentials stay with them and First Officer never logs in as your business.

Read-only, always

Every link First Officer uses can look but cannot touch. It can never move money, make a charge, redeem a point, or post anything on the company's behalf. It reads so it can advise, and the acting is always left to your team.

One tap to disconnect

Connecting is easy, and disconnecting is just as easy. The moment you tap to disconnect, First Officer stops reading from that source, no questions asked and no friction in your way.

It reads only what matters

First Officer looks at your travel, rewards, and expense mail, and your transactions when you choose to share them for coaching. It is not reading the rest of your inbox, and it has no interest in anything outside the company's points and spend.

Your data is yours

First Officer does not sell your information or hand it to advertisers. What it learns is used to give you sharper advice, and your balances, your numbers, and your trips stay private to your business, removable whenever you ask.

The payoff

It does not just tell you what to do. Next month, it shows you what it earned you.

Advice, then proof. Every month, First Officer shows you the value your business captured because the team listened. That is the loop that turns a tip into a habit.

$18,400

captured in six months, because the team listened.

Not a projection you take on faith. A running total of the value First Officer helped your business keep, added up month over month, in front of you.

Cumulative value captured▲ climbing
$1,100
JAN
$3,400
FEB
$6,200
MAR
$10,500
APR
$14,300
MAY
$18,400
JUN

Illustrative. Your results vary by your spend and programs.

The point of all of it

The rewards were never the work. They were meant to fund the next trip, the next hire, the next move. That was always the point.

Optional, at the register

A quiet reminder of the right card, before anyone pays.

Add First Officer to the wallet on every phone that carries a company card, and it can remind whoever is paying which card earns the most at the places the business shops, right on the lockscreen. No app to open at the register. The reminder is handled by the phone itself, so First Officer is not tracking anyone's location in the background. Available on supported phones.

Add to wallet
9:41
First Officer
You are near a spot where the travel card earns the most. Reach for that one.
Questions

The honest answers, in full.

Do you need our passwords?+
No, never. First Officer does not ask for the password to your bank, your card accounts, or any rewards program, at any level of trust. When you connect your business email or a card, you sign in through that provider's own secure screen, the same way your other trusted business tools do, and that login happens on their system, not ours. First Officer is handed a limited, read-only pass to look, and nothing more. It cannot see or store your password, and it never logs in as your business.
Can First Officer spend our money or change anything?+
No. Every connection is read-only, which means it can look but it cannot touch. First Officer cannot move money between accounts, make a purchase, open or close a card, redeem your points, or post anything anywhere on the company's behalf. Its entire job is to watch, do the math, and tell you the smartest move. Your team is always the one that decides, and the one that acts.
What does First Officer read in our email?+
Only the messages that matter for your points, travel, and spend. When you link the inbox, First Officer looks for the things you would want it to catch: booking confirmations, points statements, status updates, transfer bonuses, and credits about to expire. It is not reading the rest of your correspondence, and it has no interest in anything outside travel, rewards, and expenses. The connection uses your provider's secure sign-in, so your password stays with them and never reaches us.
Do we have to connect anything at all?+
Not at all. Plenty of businesses never connect a thing and still get real value. Your team can use First Officer entirely by sending screenshots, the same way you would text a balance to a colleague, and it will tell you what those points are worth and the best move to make. Connecting the inbox or a card simply lets First Officer do more of the watching for you. It is an option you reach for when the team is ready, never a requirement.
Can we disconnect later, and what happens when we do?+
Yes, anytime, in a single tap, and you never have to explain why. The moment you disconnect, First Officer stops reading from that source. Disconnecting is built to be exactly as easy as connecting, because the freedom to walk away at any moment is what makes connecting feel safe in the first place. Nothing is locked in, and nothing holds the business there.
Is our information shared or sold?+
No. Your data is yours, full stop. First Officer does not sell your information, and it does not hand it to advertisers or data brokers. The patterns it learns help it give better advice over time, but your numbers, your balances, and your trips stay private to your business. You can ask us to remove your information at any point, and we will.
How is this different from just giving software our logins?+
Because you are never giving First Officer your logins. The connections it uses are the same bank-grade, read-only links your accounting and finance tools already rely on, each one granted through the provider's secure sign-in. First Officer receives permission to look, never the keys to act. That is the line it will not cross: it can read in order to advise you, and it can never reach in and change anything.
Wherever the business is headed

First Officer is the quiet specialist on your side, making sure every dollar of spend works as hard as your team does.

Start with a screenshot. End with a co-pilot.

The cheapest first step earns the business a real answer in the first minute, before you connect a thing. Climb only when the team is ready.

💬 Send a snapshotSee the three levels