Twenty minutes, your way.See what your spend missed.
We look at where your business card spend goes and what it already earns. If the math won't clear the fee, you get an honest no, in writing.
How do you want to talk?
Pick the one that fits your day. Same call, same honest answer.
Pick a time that works
Choose a slot and you'll get a calendar invite and email reminders.
Text us
Opens your messages app with a short note already written, including anything you brought from the calculator. Edit it before you send. Standard message rates from your carrier may apply.
Open my messagesWe only text you back about the call you asked for. Reply STOP anytime.
Message us on WhatsApp
Opens WhatsApp with a short note already written, including anything you brought from the calculator. Edit it before you send.
Open WhatsAppWhatsApp is run by Meta, as listed in our Privacy Policy.
Email me about the call
Four fields. We reply by email to set up the call.
You're on the list.
Here's what happens next.
- Within one business day we reply on the channel you picked to set the time.
- On the call we walk through where your card spend goes. Bring a rough monthly number, nothing else.
- After the call you get a written answer: a yes at $550 a month, month to month, or an honest no.
While you wait: read the field notes.
20 minutes on where your card spend goes and what it earns today.
A yes with the math behind it, or an honest no if it won't clear the fee.
Month to month, cancel anytime. Not ready? Get the weekday note instead.
First Officer is an educational tool, not a licensed financial advisor. Software does most of the work, and a person from our team steps in when needed. Calculator figures you bring here are estimates, not a projection of your results. See our Terms & Conditions.