Veterinary clinics spend $15K to $60K monthly with most going to pharmaceutical and supply distributors that code as wholesale. Your software, advertising, and phone spend can earn significantly more.
Adjust the sliders to match your monthly business spend. Each category shows which card earns the most and why.
These aren't obvious. Nobody in the veterinary clinics industry talks about points optimization. Here's what we see over and over.
Veterinary supply distributors code as wholesale or medical supply. no bonus category on any card. But the right catch-all card earns 2x on everything. On $8K/month, that's 192,000 points per year instead of zero on debit.
$8K/month supplies on the right catch-all card = 192K pts/year at 2x.
Google Ads for new client acquisition earn 3x on the right business card. Even $1,500/month earns 54,000 points per year on the right card.
$1.5K/month ads at 3x = 54K pts/year.
Cornerstone, Avimark, and eVetPractice may code as software subscriptions on Amex. earning 4x on the right business card. Not guaranteed, but worth testing with a small purchase.
$800/month software at 4x = 38,400 pts/year.
Two business cards in year one yield 170K+ bonus points worth $2,500+ in travel. Most veterinarians don't even know business credit cards are a separate category from personal cards.
Two business cards = 170K+ bonus points = $2,500 to $3,500 in travel.
Every vendor sends a merchant category code (MCC) when you swipe. That code determines your multiplier. The same $5,000 payment earns 5,000 points on the wrong card or 20,000 on the right one. We match every vendor to its highest-earning card.
We've mapped how your vendors code with card networks. Verified, not guessed.
Every bonus category has annual caps. We shift routing before you hit a ceiling and drop to 1x.
Earning is half. We route redemptions to partners where points are worth 2x to 5x more than cash.
Your card stack, routing rules, and redemption strategy are built specifically for your vendors and spend. See what yours looks like.
Same spend. Different strategy. Different outcome.
Hypothetical example for illustration. Actual results vary based on your specific vendors, card products, and redemption choices. This is not financial advice.
No apps to download. No spreadsheets. Just a conversation.
4 questions. Takes 2 minutes.
Cards, balances, credits, programs.
Card stack, routing rules, bonus calendar.
Proactive alerts, weekly digests, strategy.
The same routing intelligence, applied to 20+ verticals. Different vendors, different MCC codes, same rigorous math.
Message us. We'll tell you exactly what your veterinary clinic business is leaving on the table.
💬 Start on WhatsApp