Parts orders. Fleet fuel. Equipment.
Earning 1x?
- ✓The right card for each line of HVAC spend.
- ✓Every move waits for your yes.
- ✓One number in dollars, every Friday.
Keep every vendor. Only the card changes.Keep every vendor. Only the card changes.
Every loyalty program. One desk to rule them all.Illustrative examples: owners and conversations are fictional, figures are estimates. Not affiliated with, endorsed or sponsored by any bank, airline or hotel program. Program names and logos are trademarks of their owners, shown for identification only. Important information
Meet Hector.
One catch, in dollars.
Parts and equipment: 1x today. At 2x with Blue Business Plus, then Capital One Venture Business, about $4,100 a year more, est. The desk shows the move first and waits for a yes.Parts and equipment: about $4,100 a year more at 2x, est.
- Parts and equipment$21.8k/mo1x → 2x+$4,100 a year, est.Blue Business Plus, then Capital One Venture Business
- Fleet fuel$6.6k/mo1x → 4xAmex Business Gold (gas stations)
- Online ads$3k/mo1.5x → 4xAmex Business Gold (advertising)
- Everything else$5.3k/mo1.3x → 2.9xCapital One Venture Business, Ink Business Cash and others
- Equipment and parts distributorsBlue Business Plus, then Capital One Venture Businessup to 2x
- Refrigerant and consumablesBlue Business Plus, then Capital One Venture Businessup to 2x
- Fleet fuelAmex Business Gold (gas stations)up to 4x
- Vehicle leases and upkeepCapital One Venture Businessup to 2x
Rates a line can earn on a card that rewards it, inside yearly caps, est. The codes on a statement decide.
What most HVAC companies never hear
about their codes.
Every purchase carries a merchant code, and the code decides what a card pays for it.
Your supply house and your electrical supplier code differently
A supply house typically codes as 5074 (plumbing and heating) and an electrical supplier as 5065 (electrical parts).
Equipment buys bunch up before peak season
A big equipment order placed the day after a statement closes isn't due until the next statement's due date. Your dates will differ.
Free from the desk11 free items just for HVAC companiesCodes, scripts, checklists and deadlines, plus the ones every business needs.→
Where your money
actually lands.
Your vendors usually run your card under one of these codes.
Four places HVAC
money leaks.
None of the fixes change what you buy or who you buy it from.None of the fixes change what you buy.
Fleet fuel belongs on a bonus card.
Amex Business Gold can earn up to 4x on it in the card's top two categories each month, inside a $150K yearly cap. The desk tracks the cap and moves the next dollar before it fills.
Points into Maui for a family of 4.
The desk maps the programs, checks taxes and fees, and gives the trip a pace. It books only after you approve.
Friday counts it, in dollars.
What the desk found that week, checked against your statement. Payroll stays off the card when a bill-pay fee would cost more than the points are worth.
How equipment and parts distributors code.
One short lesson a week from your own data: why the same purchase can code differently at two vendors, and what it means for you.
One question.
The whole desk works it.
Hector asks in the thread. First Officer checks it against his spend and the latest rules, and hands back one answer.
Capital Oneto First OfficerEarnEvery program Hector's spend touches, watched in one place. One voice answers him: First Officer.
Illustrative example. Hector is fictional and every figure is an estimate. A person reviews every booking. Program names and logos are trademarks of their owners, shown for identification only.
Every trade hides money
in a different place.
Run more than one kind of business? Each one has its own codes and catches.
Four steps.
No spreadsheets.
The Found Money Call
Free, about 20 minutes, from your real statements.
Your strategy
Which card for which line, written for your vendors.
Your first moves
Three moves, with the exact taps. Each waits for your yes.
Your scorecard
One number in dollars, next to a flat 2% card, after the $550 fee.