HVAC companies spend $15K to $60K monthly on parts, fuel, and equipment. Your supply distributors code as wholesale. earning minimum points. We route every dollar to its highest-earning card.
Adjust the sliders to match your monthly business spend. Each category shows which card earns the most and why.
These aren't obvious. Nobody in the hvac companies industry talks about points optimization. Here's what we see over and over.
Your HVAC supply distributors code as wholesale or industrial supply. not a bonus category on any major business card. But the right catch-all card earns 2x on everything. That doubles your return on your biggest expense category.
$10K/month parts on the right card at 2x = 240,000 pts/year vs 120,000 at 1x.
HVAC technicians drive constantly. If you have 3 to 6 service vans burning through $3K+ monthly in fuel, routing that to a 2x to 4x gas-bonus card instead of a flat 1x card earns an extra $600 to $1,400 per year in points value.
$3K/month fuel at 4x = 144,000 pts/year. At 1x = 36,000. Difference: $1,000 to $2,000.
Even $2K/month in Google Ads or Yelp advertising earns 3x on the right business card. That's 72,000 points per year instead of 24,000. a $500 to $1,000 difference in travel value from one simple card swap.
$2K/month ads at 3x = 72,000 pts/year. Worth $720 to $1,440.
Your business phone and internet bills earn 3x on the right business card or 5x on a card that earns at office supply stores. Most HVAC owners pay these on a personal card or debit. It's not a huge amount per month, but over a year it adds up. and it qualifies for a bonus category that costs you nothing to capture.
$500/month phone+internet at 5x at office supply stores = 30,000 pts/year. Free money.
Every vendor sends a merchant category code (MCC) when you swipe. That code determines your multiplier. The same $5,000 payment earns 5,000 points on the wrong card or 20,000 on the right one. We match every vendor to its highest-earning card.
We've mapped how your vendors code with card networks. Verified, not guessed.
Every bonus category has annual caps. We shift routing before you hit a ceiling and drop to 1x.
Earning is half. We route redemptions to partners where points are worth 2x to 5x more than cash.
Your card stack, routing rules, and redemption strategy are built specifically for your vendors and spend. See what yours looks like.
Same spend. Different strategy. Different outcome.
Hypothetical example for illustration. Actual results vary based on your specific vendors, card products, and redemption choices. This is not financial advice.
No apps to download. No spreadsheets. Just a conversation.
4 questions. Takes 2 minutes.
Cards, balances, credits, programs.
Card stack, routing rules, bonus calendar.
Proactive alerts, weekly digests, strategy.
The same routing intelligence, applied to 20+ verticals. Different vendors, different MCC codes, same rigorous math.
Message us. We'll tell you exactly what your hvac companie business is leaving on the table.
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