Medical practices spend $30K to $100K+ monthly, with the majority going to supply distributors that code as wholesale. Your software, advertising, and phone spend can earn 3x to 4x.
Adjust the sliders to match your monthly business spend. Each category shows which card earns the most and why.
These aren't obvious. Nobody in the medical practices industry talks about points optimization. Here's what we see over and over.
Medical supply distributors code as wholesale. earning 1x on every bonus card. But the right catch-all card earns 2x on everything. On $15K/month, that's 360,000 points per year instead of 180,000.
$15K/month supplies on the right catch-all card = 360K pts/year at 2x.
athenahealth, AdvancedMD, and other EHR systems may code as software on Amex, earning 4x. Even $2K/month at 4x earns 96,000 points per year.
$2K/month software at 4x = 96K pts/year vs 24K at 1x.
Google Ads for new patient acquisition, Healthgrades featured listings. all earn 3x to 4x. For practices spending $2K/month on marketing, that's 84,000 points per year on the right card.
$2K/month ads at 3.5x = 84K pts/year.
Business phone systems and internet earn 3x on the right business card or 5x on a gas and office bonus card. Medical offices often have significant telecom bills. At $1,500/month, the right card earns 54,000 to 90,000 extra points per year.
$1.5K/month phone at 4x avg = 72K pts/year.
Every vendor sends a merchant category code (MCC) when you swipe. That code determines your multiplier. The same $5,000 payment earns 5,000 points on the wrong card or 20,000 on the right one. We match every vendor to its highest-earning card.
We've mapped how your vendors code with card networks. Verified, not guessed.
Every bonus category has annual caps. We shift routing before you hit a ceiling and drop to 1x.
Earning is half. We route redemptions to partners where points are worth 2x to 5x more than cash.
Your card stack, routing rules, and redemption strategy are built specifically for your vendors and spend. See what yours looks like.
Same spend. Different strategy. Different outcome.
Hypothetical example for illustration. Actual results vary based on your specific vendors, card products, and redemption choices. This is not financial advice.
No apps to download. No spreadsheets. Just a conversation.
4 questions. Takes 2 minutes.
Cards, balances, credits, programs.
Card stack, routing rules, bonus calendar.
Proactive alerts, weekly digests, strategy.
The same routing intelligence, applied to 20+ verticals. Different vendors, different MCC codes, same rigorous math.
Message us. We'll tell you exactly what your medical practice business is leaving on the table.
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