Supply bills. Lab fees.
Earning the minimum?
- ✓The right card for each line of dental spend.
- ✓Every move waits for your yes.
- ✓One number in dollars, every Friday.
Keep every vendor. Only the card changes.Keep every vendor. Only the card changes.
Every loyalty program. One desk to rule them all.Illustrative examples: owners and conversations are fictional, figures are estimates. Not affiliated with, endorsed or sponsored by any bank, airline or hotel program. Program names and logos are trademarks of their owners, shown for identification only. Important information
Meet Leila.
One catch, in dollars.
Dental supplies: 1x today. At 2x with Blue Business Plus, then Capital One Venture Business, about $2,400 a year more, est. The desk shows the move first and waits for a yes.Dental supplies: about $2,400 a year more at 2x, est.
- Dental supplies$12.5k/mo1x → 2x+$2,400 a year, est.Blue Business Plus, then Capital One Venture Business
- Practice software$3.9k/mo1.5x → 4xAmex Business Gold (software and cloud)
- Patient ads$3.8k/mo2x → 4xAmex Business Gold (advertising)
- Lab fees$5.7k/mo1x → 2xBlue Business Plus, then Capital One Venture Business
- Everything else$5.8k/mo1.1x → 3xCapital One Venture Business, Ink Business Cash and others
- Dental supply distributorsBlue Business Plus, then Capital One Venture Businessup to 2x
- Lab feesCapital One Venture Business, where cards are takenup to 2x
- Implants and ortho materialsBlue Business Plus, then Capital One Venture Businessup to 2x
- Practice software and imagingAmex Business Gold (software and cloud)up to 4x
Rates a line can earn on a card that rewards it, inside yearly caps, est. The codes on a statement decide.
What most dental practices never hear
about their codes.
Every purchase carries a merchant code, and the code decides what a card pays for it.
Lab cases typically code as 8071
That's Medical and Dental Laboratories, separate from your supply distributor.
Supplies vs drugs
Supply distributors typically code as 5047 and drug distributors as 5122.
Free from the desk5 free items just for dental practicesCodes, scripts, checklists and deadlines, plus the ones every business needs.→
Where your money
actually lands.
Your vendors usually run your card under one of these codes.
Four places dental
money leaks.
None of the fixes change what you buy or who you buy it from.None of the fixes change what you buy.
Practice software and imaging belong on a bonus card.
Amex Business Gold can earn up to 4x on it in the card's top two categories each month, inside a $150K yearly cap. The desk tracks the cap and moves the next dollar before it fills.
Points into Paris in business for 2.
The desk maps the programs, checks taxes and fees, and gives the trip a pace. It books only after you approve.
Friday counts it, in dollars.
What the desk found that week, checked against your statement. Rent and staff costs stay off the card when a bill-pay fee would cost more than the points are worth.
How dental supply distributors code.
One short lesson a week from your own data: why the same purchase can code differently at two vendors, and what it means for you.
One question.
The whole desk works it.
Leila asks in the thread. First Officer checks it against her spend and the latest rules, and hands back one answer.
U.S. Bankto First OfficerEarnEvery program Leila's spend touches, watched in one place. One voice answers her: First Officer.
Illustrative example. Leila is fictional and every figure is an estimate. A person reviews every booking. Program names and logos are trademarks of their owners, shown for identification only.
Every trade hides money
in a different place.
Run more than one kind of business? Each one has its own codes and catches.
Four steps.
No spreadsheets.
The Found Money Call
Free, about 20 minutes, from your real statements.
Your strategy
Which card for which line, written for your vendors.
Your first moves
Three moves, with the exact taps. Each waits for your yes.
Your scorecard
One number in dollars, next to a flat 2% card, after the $550 fee.