Nursery stock. Diesel. Equipment.
Earning the minimum?
- ✓The right card for each line of landscaping spend.
- ✓Every move waits for your yes.
- ✓One number in dollars, every Friday.
Keep every vendor. Only the card changes.Keep every vendor. Only the card changes.
Every loyalty program. One desk to rule them all.Illustrative examples: owners and conversations are fictional, figures are estimates. Not affiliated with, endorsed or sponsored by any bank, airline or hotel program. Program names and logos are trademarks of their owners, shown for identification only. Important information
Meet Gus.
One catch, in dollars.
Fuel for trucks and equipment: 1x today. At 3.9x with Amex Business Gold to its yearly cap, then Ink Business Cash, about $7,400 a year more, est. The desk shows the move first and waits for a yes.Fuel for trucks and equipment: about $7,400 a year more at 3.9x, est.
- Fuel for trucks and equipment$13.3k/mo1x → 3.9x+$7,400 a year, est.Amex Business Gold to its yearly cap, then Ink Business Cash
- Nursery stock and materials$29.1k/mo1x → 2xBlue Business Plus, then Capital One Venture Business
- Equipment rental and repair$13.2k/mo1x → 2xBlue Business Plus, then Capital One Venture Business
- Everything else$13.9k/mo1x → 2.7xCapital One Venture Business, Ink Business Preferred and others
- Nursery stock and materialsBlue Business Plus, then Capital One Venture Businessup to 2x
- Fuel for trucks and equipmentAmex Business Gold (gas stations)up to 4x
- Equipment purchase and repairCapital One Venture Businessup to 2x
- Dump and disposal feesCapital One Venture Business, where cards are takenup to 2x
Rates a line can earn on a card that rewards it, inside yearly caps, est. The codes on a statement decide.
What most landscaping companies never hear
about their codes.
Every purchase carries a merchant code, and the code decides what a card pays for it.
Nursery vs home center
A nursery typically codes as 5261 and a home center as 5200. The same flat of plants codes differently depending on where you buy it.
Equipment rental is its own category
Renting a skid steer or aerator typically codes as 7394, not as a purchase.
Bulk fuel isn't "gas"
Fuel delivered to the yard typically codes as 5172 and the pump as 5542. A gas category may not cover the delivery invoice.
Spring stacks the big buys
Plants, mulch and rentals often land in the same few weeks. An order placed the day after a statement closes isn't due until the next statement's due date. Your dates will differ.
Free from the desk12 free items just for landscaping companiesCodes, scripts, checklists and deadlines, plus the ones every business needs.→
Where your money
actually lands.
Your vendors usually run your card under one of these codes.
Four places landscaping
money leaks.
None of the fixes change what you buy or who you buy it from.None of the fixes change what you buy.
Fuel for trucks and equipment belongs on a bonus card.
Amex Business Gold can earn up to 4x on it in the card's top two categories each month, inside a $150K yearly cap. The desk tracks the cap and moves the next dollar before it fills.
Points into Orlando for a family of 5.
The desk maps the programs, checks taxes and fees, and gives the trip a pace. It books only after you approve.
Friday counts it, in dollars.
What the desk found that week, checked against your statement. Crew payroll stays off the card when a bill-pay fee would cost more than the points are worth.
How nursery stock and materials code.
One short lesson a week from your own data: why the same purchase can code differently at two vendors, and what it means for you.
One question.
The whole desk works it.
Gus asks in the thread. First Officer checks it against his spend and the latest rules, and hands back one answer.
Citito First OfficerEarnEvery program Gus's spend touches, watched in one place. One voice answers him: First Officer.
Illustrative example. Gus is fictional and every figure is an estimate. A person reviews every booking. Program names and logos are trademarks of their owners, shown for identification only.
Every trade hides money
in a different place.
Run more than one kind of business? Each one has its own codes and catches.
Four steps.
No spreadsheets.
The Found Money Call
Free, about 20 minutes, from your real statements.
Your strategy
Which card for which line, written for your vendors.
Your first moves
Three moves, with the exact taps. Each waits for your yes.
Your scorecard
One number in dollars, next to a flat 2% card, after the $550 fee.