Parts runs. Shop supplies.
On the right card?
- ✓The right card for each line of auto repair spend.
- ✓Every move waits for your yes.
- ✓One number in dollars, every Friday.
Keep every vendor. Only the card changes.Keep every vendor. Only the card changes.
Every loyalty program. One desk to rule them all.Illustrative examples: owners and conversations are fictional, figures are estimates. Not affiliated with, endorsed or sponsored by any bank, airline or hotel program. Program names and logos are trademarks of their owners, shown for identification only. Important information
Meet Marco.
One catch, in dollars.
Parts distributors: 1x today. At 2x with Blue Business Plus, then Capital One Venture Business, about $8,700 a year more, est. The desk shows the move first and waits for a yes.Parts distributors: about $8,700 a year more at 2x, est.
- Parts distributors$45.3k/mo1x → 2x+$8,700 a year, est.Blue Business Plus, then Capital One Venture Business
- Shop ads and software$8.6k/mo1x → 4xAmex Business Gold
- Tools and shop equipment$3.5k/mo1x → 2xBlue Business Plus, then Capital One Venture Business
- Everything else$14.6k/mo1x → 2.4xCapital One Venture Business, Ink Business Cash and others
- Parts distributorsBlue Business Plus, then Capital One Venture Businessup to 2x
- Paint and consumablesBlue Business Plus, then Capital One Venture Businessup to 2x
- Tools and shop equipmentCapital One Venture Businessup to 2x
- Towing and sublet laborCapital One Venture Business, where cards are takenup to 2x
Rates a line can earn on a card that rewards it, inside yearly caps, est. The codes on a statement decide.
What most auto repair shops never hear
about their codes.
Every purchase carries a merchant code, and the code decides what a card pays for it.
The wholesaler and the parts store are different codes
A parts wholesaler typically codes as 5013 and a retail parts store as 5533. The same part bought at each one lands in a different category.
Tires have their own code
A tire supplier typically codes as 5532, separate from both parts codes.
Free from the desk12 free items just for auto repair shopsCodes, scripts, checklists and deadlines, plus the ones every business needs.→
Where your money
actually lands.
Your vendors usually run your card under one of these codes.
Four places auto repair
money leaks.
None of the fixes change what you buy or who you buy it from.None of the fixes change what you buy.
Parts distributors belong on a bonus card.
Blue Business Plus earns 2x on it up to $50K a year. Past that, Capital One Venture Business keeps it at 2x with no cap. The desk tracks the cap and moves the next dollar before it fills.
Points into Yellowstone in a cabin for 4.
The desk maps the programs, checks taxes and fees, and gives the trip a pace. It books only after you approve.
Friday counts it, in dollars.
What the desk found that week, checked against your statement. Bay rent and payroll stay off the card when a bill-pay fee would cost more than the points are worth.
How paint and consumables code.
One short lesson a week from your own data: why the same purchase can code differently at two vendors, and what it means for you.
One question.
The whole desk works it.
Marco asks in the thread. First Officer checks it against his spend and the latest rules, and hands back one answer.
Capital Oneto First OfficerEarnEvery program Marco's spend touches, watched in one place. One voice answers him: First Officer.
Illustrative example. Marco is fictional and every figure is an estimate. A person reviews every booking. Program names and logos are trademarks of their owners, shown for identification only.
Every trade hides money
in a different place.
Run more than one kind of business? Each one has its own codes and catches.
Four steps.
No spreadsheets.
The Found Money Call
Free, about 20 minutes, from your real statements.
Your strategy
Which card for which line, written for your vendors.
Your first moves
Three moves, with the exact taps. Each waits for your yes.
Your scorecard
One number in dollars, next to a flat 2% card, after the $550 fee.