Research. Filing fees. Travel.
None of it routed?
- ✓The right card for each line of law firm spend.
- ✓Every move waits for your yes.
- ✓One number in dollars, every Friday.
Keep every vendor. Only the card changes.Keep every vendor. Only the card changes.
Every loyalty program. One desk to rule them all.Illustrative examples: owners and conversations are fictional, figures are estimates. Not affiliated with, endorsed or sponsored by any bank, airline or hotel program. Program names and logos are trademarks of their owners, shown for identification only. Important information
Meet Chidi.
One catch, in dollars.
Research software: 1x today. At 4x with Amex Business Gold (software and cloud), about $2,400 a year more, est. The desk shows the move first and waits for a yes.Research software: about $2,400 a year more at 4x, est.
- Research software$4.1k/mo1x → 4x+$2,400 a year, est.Amex Business Gold (software and cloud)
- Travel to depositions$6k/mo1x → 3xInk Business Preferred (travel)
- Firm expenses$7.5k/mo1x → 2xBlue Business Plus, then Capital One Venture Business
- Everything else$7.4k/mo1.3x → 3.7xAmex Business Gold, Ink Business Cash and others
- Legal research subscriptionsAmex Business Gold (software and cloud)up to 4x
- Court, filing and service feesCapital One Venture Business, where cards are takenup to 2x
- Malpractice, dues and insuranceCapital One Venture Business, where cards are takenup to 2x
- Phones and office supplyInk Business Cash (office supply, internet and phone)up to 5x
Rates a line can earn on a card that rewards it, inside yearly caps, est. The codes on a statement decide.
What most law firms never hear
about their codes.
Every purchase carries a merchant code, and the code decides what a card pays for it.
Courier is its own code
Courier services typically code as 4215, apart from postage (9402).
Copy shops typically code as 7338
That's quick copy and reproduction, not an office supply store (5943).
Free from the desk11 free items just for law firmsCodes, scripts, checklists and deadlines, plus the ones every business needs.→
Where your money
actually lands.
Your vendors usually run your card under one of these codes.
Four places law firm
money leaks.
None of the fixes change what you buy or who you buy it from.None of the fixes change what you buy.
Legal research subscriptions belong on a bonus card.
Amex Business Gold can earn up to 4x on it in the card's top two categories each month, inside a $150K yearly cap. The desk tracks the cap and moves the next dollar before it fills.
Points into Lagos in business for 4.
The desk maps the programs, checks taxes and fees, and gives the trip a pace. It books only after you approve.
Friday counts it, in dollars.
What the desk found that week, checked against your statement. Expert fees and rent stay off the card when a bill-pay fee would cost more than the points are worth.
How travel to depositions codes.
One short lesson a week from your own data: why the same purchase can code differently at two vendors, and what it means for you.
One question.
The whole desk works it.
Chidi asks in the thread. First Officer checks it against his spend and the latest rules, and hands back one answer.
Wells Fargoto First OfficerEarnEvery program Chidi's spend touches, watched in one place. One voice answers him: First Officer.
Illustrative example. Chidi is fictional and every figure is an estimate. A person reviews every booking. Program names and logos are trademarks of their owners, shown for identification only.
Every trade hides money
in a different place.
Run more than one kind of business? Each one has its own codes and catches.
Four steps.
No spreadsheets.
The Found Money Call
Free, about 20 minutes, from your real statements.
Your strategy
Which card for which line, written for your vendors.
Your first moves
Three moves, with the exact taps. Each waits for your yes.
Your scorecard
One number in dollars, next to a flat 2% card, after the $550 fee.