Real estate agents and brokerages spend heavily on advertising. and advertising is one of the highest-earning bonus categories. Yet most agents put everything on one card at 1x.
Adjust the sliders to match your monthly business spend. Each category shows which card earns the most and why.
These aren't obvious. Nobody in the real estate industry talks about points optimization. Here's what we see over and over.
Zillow advertising typically codes as online advertising. earning 3x on the right business card or 4x on the right card. If you're spending $6K/month and earning 1x, you're leaving 144,000 to 216,000 points per year behind.
$6K/month Zillow at 3.5x avg = 252K pts/year vs 72K at 1x.
KvCORE, Follow Up Boss, and DocuSign may code as software on Amex, earning up to 4x. Combined with your other software tools, this category adds up fast.
$800/month software at 4x = 38,400 pts/year.
Flights to conferences, hotel stays for market research, car rentals for showings. all earn 3x on the right business card. Agents who travel regularly leave significant value on the table.
$2K/month travel at 3x = 72K pts/year.
Office supply stores earn 5x on a card that earns at office supply stores. FedEx and print shops don't hit that category. When possible, routing print jobs through Staples print services earns you 5x instead of 1x.
$500/month at Staples at 5x = 30K pts/year vs 6K at 1x.
Every vendor sends a merchant category code (MCC) when you swipe. That code determines your multiplier. The same $5,000 payment earns 5,000 points on the wrong card or 20,000 on the right one. We match every vendor to its highest-earning card.
We've mapped how your vendors code with card networks. Verified, not guessed.
Every bonus category has annual caps. We shift routing before you hit a ceiling and drop to 1x.
Earning is half. We route redemptions to partners where points are worth 2x to 5x more than cash.
Your card stack, routing rules, and redemption strategy are built specifically for your vendors and spend. See what yours looks like.
Same spend. Different strategy. Different outcome.
Hypothetical example for illustration. Actual results vary based on your specific vendors, card products, and redemption choices. This is not financial advice.
No apps to download. No spreadsheets. Just a conversation.
4 questions. Takes 2 minutes.
Cards, balances, credits, programs.
Card stack, routing rules, bonus calendar.
Proactive alerts, weekly digests, strategy.
The same routing intelligence, applied to 20+ verticals. Different vendors, different MCC codes, same rigorous math.
Message us. We'll tell you exactly what your real estate business is leaving on the table.
💬 Start on WhatsApp