Enterprise

One desk for the whole company. Every team, every card.

For companies with many cardholders, several departments or several entities. The desk maps every card your teams carry, routes each line of spend to the card that earns most on it, and gives finance one number in dollars every Friday.

  • Read-only, always
  • Every move waits for your yes
  • Priced for your setup
Talk to our team →
How the desk sees a company
At company scale

The same four jobs.
Across every team.

What the desk does for one owner, it does for every cardholder you have. Every move still waits for your yes.

  1. Earn

    Every team's spend on its best card.

    Ads in marketing, software in engineering, fuel in operations: each line of spend goes to the card that earns most on it, and every move shows its value in dollars first.

  2. Burn

    Points into the trips your teams already take.

    Client visits, conferences, the offsite. The desk vets every requirement and books only after you approve.

  3. Return

    One number, in dollars, every Friday.

    For every entity and every card, checked against your statements, with credits and expiring points flagged in time.

  4. Learn

    Two minutes for whoever holds a card.

    What changed in your programs this week, and what it means for your company.

Talk to our team

Tell us about
your company.

A few answers, so the first call is about your numbers. Five are required: name, company, phone, email and time zone.

01You
Reply to me by
02Your company
Card issuers today
03What you want from the desk
Pick any

With your answers we receive the page you came from and basic device details, used only to handle this request. Privacy Policy

  1. We read it, then we replyBy email, a call or a message, the way you picked.
  2. A call about how you spendTeams, entities, cards and programs. No card login needed.
  3. Your spend, mapped, read-onlyStatements or a read-only connection, card by card. Your logins stay with you.
  4. A setup and a priceOne desk across every entity and every card, priced for your setup. Nothing starts until you say yes.
Straight answers

What procurement asks.
Answered here.

Can the desk move our money?

No. The desk cannot move money, open accounts or buy anything. It recommends; you approve; only then does it act. Connections are read-only.

Does a card issuer pay you?

No. Card issuers pay us $0, and there are no affiliate links, ever.

Are you certified?

First Officer holds no security certification today. If your review requires one, tell us before anything starts. More on Trust & Security.

Are you a financial advisor?

No. We are a rewards desk for business card spend, not a bank, lender, broker, or licensed financial, tax or legal advisor.

What does it cost?

It's priced for your setup: how many cardholders, entities and programs. Tell us about yours and we come back with one price.

Do you guarantee results?

No. Award space, transfer ratios and program rules change without notice. Every figure on this site is an estimate.

Figures are estimates. Companies and owners shown on this site are fictional examples. First Officer is an educational tool, not a licensed financial advisor. Not affiliated with, endorsed or sponsored by any bank, airline or hotel program; program names are their owners' trademarks. Important information